Quick Help for Money Worries

We've all been there: checking account overdrawn, payday still far away and the washing machine broken. Good advice is hard to come by here, and sayings like "wait and see" or "patience is a virtue" don't help much.
What's called for now is quick help with money worries.
There are several alternatives that can bring quick help with money worries. As I said, can bring?
But nothing ventured, nothing gained, and trying beats theorizing.

Quick help for money worries, tip 1: the small loan

This loan is meant for everyone who needs money as quickly as possible to pay off some obligations. As the name suggests, though, it's a small amount of money. As a rule these are loans of $500 to $1,500 that are quickly available to the borrower.
Many people who use it call it a flash loan, because the money is often available to the applicant within 24 hours.
You can apply for this loan at your own bank, a local bank or online with one of the numerous lenders.
You have the most comparison options online, where you can quickly get such a loan at a good interest rate.
You can also ask at your own bank; if you have regular deposits coming in, a loan like this is usually granted. A good credit score is also an advantage.
As for repayment, the term for most is a maximum of 12 months. A small loan can usually be quick help with money worries.

Quick help for money worries, tip 2

What if you have hardly any chance of getting a loan approved because your account limit is already far exceeded, or several loans are already running and you can no longer pay the installments? In a case like that, could a guarantor (co-signer), if you have one, be quick help with money worries?
The prerequisite, however, is that this guarantor is also solvent.
The guarantor takes over the payments in case the borrower can no longer pay off the installments. That means a not insignificant risk for the guarantor.

Tip 3 is a trip to the pawn shop. This also offers quick help with money worries. The prerequisite is that you own valuables such as jewelry, gold, silver or, for example, an expensive stereo system. You essentially lend the valuables to the pawnbroker and get money in return. The valuables stay at the pawn shop for a certain time and can later be taken back by repaying the amount plus interest. If the agreed pickup period passes, it can be extended. If the valuables are never retrieved, the pawnbroker has the right to auction or sell them.
That is also quick help with money worries.